Finance Options at Holden Kapiti

Whether it's no deposit finance or leasing for your business; we can offer you an affordable, competitive option for your next purchase.

Our vehicle sales consultants specialize in finance also making your experience with us a simple and easy process.

Depending on your needs they can determine the best payment method for you. 

So let us use our expertise & experience to help you into your next car!

Advantages of Financing through HMC Kapiti:

-Speedy approval
-Easy application process
-Quicker delivery of your vehicle
-Retain your personal savings/capital in your company
-Build a positive credit rating

We offer many finance options including:

Hire Purchase
-from no deposit
-terms up to 60 months
-competitive rates

Structured Hire Purchase
-monthly repayments reduced/structured around end of term payment ('balloon")
-deferred payment/lump sum payment loans
-ideal for eg farmers with seasonal incomes
-each loan individually structured to suit

Residual Lease
-flexible leasing plan with deposits, terms & Residual Values (final payment) determined by you
-not a fixed term contract and able to be terminated early based on a settlement figure
-for Business users-the term of the contract determines the treatment of the lease for
IRD purposes

Operating Lease
-Long term rental of vehicle determined by your mileage and time frame required
-Fully Maintained (ie all operating costs such as tyres, registration, servicing included) or Non Maintained options available
-Enhances business cash-flow by freeing up capital

Insurance
Loan Repayment Insurance (covers you against illness, redundancy or death) and/or Guaranteed Asset Protection Insurance (protects you from any shortfall between insurance payouts and amounts owing to a financier in the event of accident write-off) can be incorporated in any loan to protect you from the unexpected and offer you peace-of-mind motoring. Ask us for further details.